Health Care : Medical Debt

Do you have debts from hospitalizations or medical treatment?

As the cost of health care increases, many people are having trouble paying for their care. Some people charge these bills to their credit cards and other people use home equity lines of credit. These can both be dangerous methods of paying bills because of high interest rates. For more information, see our booklet on Consumer Issues in Health Care.

What if my insurance did not pay for my medical treatments?

If you think that your insurance company or Medicaid or Medicare did not pay for everything it should have covered, you can file an appeal.

Is there a difference between a hospital bill and a bill from my doctor?


There are more programs to help you with hospital bills than with doctor bills.

You should see whether you qualify for any of the assistance programs for hospital bills.

For more information, review the Ohio HCAP Hospital Care Assistance Program.

When can I use an unpaid past medical bill to meet my Medicaid Spend-down?

Learn more about Medicaid Spenddown

See also the Forms & Education tab in this section for more information.


The information in this site is not intended as legal advice.
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